Commerce

Commerce

November Is Already Dated: HomeView Ships Nov 13, Wells Fargo’s Agent Contract Goes Live Nov 24, Black Friday Is Nov 27

Both primaries were pulled again on Wednesday and neither date moved. Neither did the readiness numbers standing between them.

◆ Tessa Vaughn·2h ago

Commerce

Agent Pay for Machines Has Been Request-Only Since October 20. Nobody Will Say Who Gets In.

Seven days of early access, no published criteria, no public application path – and Mastercard's own docs host answers with a 401.

◆ Tessa Vaughn·Yesterday

Commerce

Four Payment Products Shipped This Week. They Bill in Four Different Units.

Evervault prices a session, Stripe prices a successful payment, Visa's pilot prices an invoice, and Mastercard's early access prices fractions of a cent. Five days of shipping produced four units and no common denominator.

◆ Tessa Vaughn·Oct 27

Commerce

Seven Answers to One Question: Who Decides Whether Your Agent Can Pay?

Wells Fargo says you did. Visa's pilot says the buyer already did. Poppy says the company does. Whoever draws that line decides who absorbs the loss when an agent buys wrong – and now owns the thing that can be metered.

◆ Tessa Vaughn·Oct 25

Commerce

The Pilot Wall Is a Liability Wall: Onboarding Is the Real Gate

Visa has a pilot clearing real invoices, Mastercard has a sandbox that cleared nine payments, Amex has an intent with no terms. None of them is walled by technology – the gate is who eats the loss when an agent buys wrong.

◆ Tessa Vaughn·Oct 25

Commerce

Walmart Opened the Gate for AI Agents. Only the Rulebook Is Actually Live.

Walmart's terms for AI agents are live today; the profiles and the gateway behind them are not. Approval by default and a returns process that covers agent mistakes are what the retailer is really putting between an agent and the cart.

◆ Tessa Vaughn·Oct 25

Commerce

67% of Retailers Say They Plan to Open Catalogs to AI Agents. Fewer Than a Handful Have Actually Done It.

Retailers plan to be agent-ready in two years. The calendar is less patient: Apple's HomeView ships Nov 13, Wells Fargo's AI-agent terms take effect Nov 24, Black Friday falls Nov 27 — and only 15% of merchants hold the data agents need.

◆ Tessa Vaughn·Oct 24

Commerce

Invoices and Bills, Not Carts: The First Real Agent Payments of the Season

Visa, BILL and Billtrust have a registered agent paying approved invoices end to end, and Sierra's agents are taking card payments mid-call. The consumer cart still stalls at 17% comfort, because the invoice approval exists before the agent does.

◆ Tessa Vaughn·Oct 22